Income

How Much Do Notary Signing Agents Really Make? Income Breakdown

January 6, 2026 11 min read TNS Education Team
A young Asian lawyer is reviewing and signing legal contract documents at his office desk, dedicated to his law practice.

"How much can I really make as a notary signing agent?" It's the number one question aspiring NSAs ask. The answer depends on several factors—your location, marketing efforts, and how many signings you complete. Let's break down realistic income expectations with actual numbers.

Average Notary Signing Agent Income Range

$50,000 - $150,000+

per year (full-time, established agents)

Understanding Per-Signing Fees

Notary signing agents are paid per signing, not hourly. This means your income directly correlates with the number of signings you complete. Here's what typical signings pay:

Purchase Signing $125 - $200
Refinance Signing $75 - $150
Reverse Mortgage $150 - $300
HELOC Signing $75 - $125

Realistic Income Scenarios

Let's look at what you could earn based on your signing volume:

Part-Time (5-8 signings/week)

Weekly

$500 - $1,000

Monthly

$2,000 - $4,000

Annually

$24,000 - $48,000

Full-Time (12-18 signings/week)

Weekly

$1,200 - $2,250

Monthly

$4,800 - $9,000

Annually

$57,600 - $108,000

Top Earner (20-30 signings/week)

Weekly

$2,500 - $4,500

Monthly

$10,000 - $18,000

Annually

$120,000 - $216,000

Factors That Affect Your Income

Location

Signing fees and demand vary by area. Major metro areas typically have higher volume but more competition. Rural areas may have less competition but fewer signings. Some states have more active real estate markets than others.

Market Conditions

Your income ties to the real estate market. When interest rates are low and refinances boom, signing volume increases dramatically. Purchase signings are more stable but vary seasonally (busier in spring/summer).

Marketing & Reputation

The best-paid signing agents build relationships directly with title companies and escrow officers—not just signing services. Direct relationships mean higher fees ($150-$200 per signing vs. $75-$100 from signing services).

Training & Certifications

Certified signing agents with proper training command higher fees and get more assignments. Title companies prefer working with professionals who won't make costly errors.

Don't Forget Your Expenses

As an independent contractor, you'll have business expenses to deduct from your gross income:

Expense Category Annual Cost
Vehicle (gas, maintenance, depreciation) $3,000 - $8,000
E&O Insurance $100 - $300
Notary Bond & Commission Renewal $50 - $150
Supplies (paper, ink, stamps) $200 - $500
Background Checks & Certifications $100 - $300
Marketing & Websites $200 - $1,000
Estimated Total Expenses $3,650 - $10,250

How to Maximize Your Earning Potential

Build Direct Relationships

Market directly to title companies, escrow officers, and real estate attorneys for higher-paying assignments.

Add RON Services

Remote Online Notarization lets you complete signings from home, eliminating travel time and expanding your market.

Be Available

Agents who accept evening and weekend signings get more assignments—and can charge premium rates for rush jobs.

Optimize Your Routes

Schedule signings geographically to minimize driving time. More signings per day = more income.

Pro Tip

The highest-earning signing agents don't rely solely on signing services. They build a network of direct clients (title companies, attorneys, lenders) who call them first—and pay full price—for every signing.

Start Building Your Signing Agent Income

Our training programs teach you everything you need to know about loan documents and building a successful signing agent business.

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